2026 Tax Tables
Free, accurate payroll withholding estimates for small businesses — federal income tax, FICA, and state income tax, all in one place.
Under-withhold and the IRS charges penalties — up to 15% of the unpaid amount, plus interest.
Spreadsheets and manual Pub 15-T lookups are error-prone. One wrong bracket and every paycheck is off.
Hours cross-referencing tax tables every pay period is time you could spend running your business.
Wages, pay frequency, and W-4 details. Takes about 30 seconds.
Federal income tax, FICA, and state tax — calculated from official 2026 tables.
Use the exact withholding amounts. No guesswork, no penalties.
Built directly from IRS Publication 15-T 2026 and state revenue authority formulas — not estimates or approximations.
Federal income tax, Social Security, Medicare, and state income tax — all calculated together in one step.
Enter wages and go. Nothing is stored, nothing is tracked. Your employees’ data never leaves your screen.
You’re doing your own payroll. You don’t want to pay $40/month for Gusto or QuickBooks just to figure out how much to withhold from a few paychecks. You need a tool that does the math correctly and gets out of your way. That’s Withhold Right.
Try It Free →State income tax calculated for 23 states. 9 no-tax states also supported. More added regularly.
0.5% – 3.5% elected flat (default 2.0%)
1.1% – 14.63% progressive
4.4% flat
5.19% flat
5.3% flat
4.95% flat
2.95% flat
3.8% flat
3.5% flat
3.09% flat
Up to 6.5% + local
5.0% flat
4.25% flat
5.35%–9.85% graduated
4.0% (first $10k at 0%)
Up to 4.7% graduated
1.5% – 11.8% progressive (5 tables)
3.9% – 8.82% progressive (state)
3.99% flat
2.7% flat above $26,050
2.5% / 3.5% / 4.5% brackets
3.07% flat
2.0% – 5.75% brackets
We record only the state code to decide what to add next — no personal data.
Yes. The core calculator is completely free with no account required.
Results are based directly on IRS Publication 15-T 2026 and official state withholding formulas. For standard W-4 inputs, results match the official withholding tables.
State income tax is currently calculated for 23 states — including California, New York, New Jersey, Maryland, Minnesota, Missouri, and other flat-rate, bracket, and reformed-flat states. Nine additional states with no income tax are also supported. More states are added regularly.
No. All calculations run in your browser. We never see or store any wage, employee, or personal information.
The IRS Tax Withholding Estimator is for employees — it helps them decide how to fill out their W-4. It doesn't tell employers how much to withhold per paycheck. AI tools give unreliable Pub 15-T results. Full payroll software costs $40–$80/month. Withhold Right fills that gap.